Aren't all insurance companies required to cover windshield damage for free in South Carolina by law? This coverage can be canceled for any reason during the first 90 days. When can my automobile comprehensive and collision coverage be canceled? When can my automobile liability insurance be canceled?Īutomobile liability insurance can be canceled if you fail to pay your premiums on time and between the 61-90 day of a new policy for any reason. If you cannot find a company to insure you, then you will need to contact the Associated Auto Insurers Plan of South Carolina (AAIPSC) at 86. You must shop around to find a company that will insure you. Yes, as of 3/1/99, there is no mandate to write automobile insurance. The South Carolina Department of Insurance does not have a copy of your form, so if you have additional questions, you should contact your insurance agent for further clarification. You are required to fill out the form and return it to the company for their records otherwise, the company will add the underinsured motorist coverage to your policy and rate you for the coverage. The form may also provide the option for you to increase the amount of coverage you have for liability and uninsured motorist coverage in addition to offering you the underinsured motorist coverage. In order to verify that a company offered you the optional underinsured motorist coverage, the company must have a signed form from you confirming whether you do or do not want the optional coverage. I received a form to sign from my insurance carrier about underinsured motorist coverage. Also, check with the Public Service Commission at 80 for additional information on vehicles for hire such as taxis, buses, etc. The South Carolina Department of Transportation (87) requires liability and uninsured motorist with limits of 25/50/25 for oversize/overweight vehicles. What is the minimum requirement of insurance on other types of vehicles besides your own personal automobile? For example, a dump truck? However, uninsured motorist coverage (which covers you when the at-fault party does not have insurance or causes an accident and leaves the scene) is required in SC. Underinsured coverage (which covers you when the at-fault party in an accident doesn't have enough insurance to pay for all of your losses) is not mandatory in SC. Is a person required to have underinsured motorist coverage in South Carolina? What auto insurance coverage is required in SC?ĭrivers are required to carry liability and uninsured motorist coverage with the following limits: $25,000 Bodily Injury Per Person / $50,000 Bodily Injury Per Accident / $25,000 Property Damage Per AccidentĢ. Patient Protection & Affordable Care Act (PPACA).Health Insurance - Small Employer Availability Act.Health Insurance - Medicare Supplement Insurance.Continuing Education - Requirement for Newly Licensed Producers.Continuing Education - Reporting Credit Hours & Compliance.
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